A person sitting on a sofa playing an acoustic guitar, with focus on their hands and the guitar neck.
A person sitting on a sofa playing an acoustic guitar, with focus on their hands and the guitar neck.

20% Off Eligible New Music Insurance Policies

The discount will be applied automatically. Or enter LARK20 if prompted1

Get a quick quote online

Protect your instrument with specialist insurance, so you can focus on making music, not the worry

Policies from just £25 a year
Get a quote online in under 5 minutes
UK, Worldwide, or Premises only cover
No excess on musical instruments1
Trusted by musicians, rated 4.8/5 on Trustpilot
We pay 95% of all claims received2

New Keynote policies only. Offer terms, eligibility criteria and policy conditions apply.

Discount applied automatically, or use promotional code: LARK20 if prompted. 20% discount is applied to the first year of any new Keynote policy with a sum insured of below £150,000. Available to UK residents only. Offer ends 31st January 2027. ¹No excess applies to Keynote insurance product only. ²95% claims payout rate based on claims between November 2024 and November 2025.

What Our Customers Say...

★★★★★

 

“I’m very happy with Lark, they provide good value for money. They are easy to deal with and communications are very clear. That may sound like not very much but I find it increasing difficult to work with many companies who claim to be customer focused. Lark really are achieving customer centric service.”

Woman playing a violin against a plain dark background.
Woman playing a violin against a plain dark background.

Get a quote and buy your policy online in a few simple steps

Your Music Insurance Quote FAQs

How do I claim my 20% discount on a music insurance quote?

Select ‘Get a Quick Quote Online’ from this page and your discount should automatically be applied at the checkout. If not, enter the promo code LARK20 and your discount will be applied. The discount applies to the first year of new policies only, with a sum insured of below £150,000.

How quickly can I get insured?

Receive instant coverage as soon as you purchase your policy online, so you can protect your instrument or equipment straight away. If you prefer, you can also choose for your cover to start at a later date.

Can I adjust my policy later if I buy new instruments?

Absolutely. Your policy is flexible – you can update your coverage anytime through your online account as you add new instruments or equipment.

How do I know Lark Music Insurance is reliable?

Thousands of musicians trust us. Check out our customer reviews here to see real experiences and why musicians choose us again and again.

 

 

Are there any hidden fees or charges?

There are no hidden fees or charges with our policy. There’s no excess on musical instrument claims and we don’t charge any admin or cancellation fees. You also have a 14-day cooling-off period, during which you can cancel for a full refund, provided no claims have been made.