New Keynote policies only. Offer terms, eligibility criteria and policy conditions apply.
Discount applied automatically, or use promotional code: LARK20 if prompted. 20% discount is applied to the first year of any new Keynote policy with a sum insured of below £150,000. Available to UK residents only. Offer ends 31st January 2027. ¹No excess applies to Keynote insurance product only. ²95% claims payout rate based on claims between November 2024 and November 2025.
★★★★★
“I’m very happy with Lark, they provide good value for money. They are easy to deal with and communications are very clear. That may sound like not very much but I find it increasing difficult to work with many companies who claim to be customer focused. Lark really are achieving customer centric service.”
Your Music Insurance Quote FAQs
Select ‘Get a Quick Quote Online’ from this page and your discount should automatically be applied at the checkout. If not, enter the promo code LARK20 and your discount will be applied. The discount applies to the first year of new policies only, with a sum insured of below £150,000.
Receive instant coverage as soon as you purchase your policy online, so you can protect your instrument or equipment straight away. If you prefer, you can also choose for your cover to start at a later date.
Absolutely. Your policy is flexible – you can update your coverage anytime through your online account as you add new instruments or equipment.
Thousands of musicians trust us. Check out our customer reviews here to see real experiences and why musicians choose us again and again.
There are no hidden fees or charges with our policy. There’s no excess on musical instrument claims and we don’t charge any admin or cancellation fees. You also have a 14-day cooling-off period, during which you can cancel for a full refund, provided no claims have been made.