Percussion and Drums Insurance

Get a Quote
Lark Music provides specialist insurance for drummers and percussionists, ensuring you have cover that suits. So, you can get on with doing what you do best – playing music.

Whether it’s a 1970s Ludwig Vistalite, a vintage jazz kit from Gretsch or something more modern or eclectic, Lark Music has got you covered.

What our cover includes

Worldwide, domestic or premises only cover

No time restrictions on travel

All risks cover (fire, flood, loss, theft, accidental damage)

Depreciation in value following an accident

Cover whilst travelling (as long as the musical instrument is in a hard case)

Cover whilst at home

No claims discount of up to 20%

We also provide some optional extras

Cover against theft from an unattended vehicle, earthquake or climate conditions

Optional £2m or £5m Public Liability

Renting your instrument?

If you rent your instrument, you will more than likely be responsible for making sure that it is correctly insured. Lark Music can provide comprehensive cover for any rental instruments.

Discover the benefits of choosing Lark Music for your musical instrument insurance

Lark Music has been providing specialist percussion and drum insurance across the world to
musicians, performers, hobbyists and collectors for over 25 years.

Get a personal service and the right percussion and drum insurance

We believe in personal service and can provide you with a dedicated Account Handler for your percussion and drum insurance policy. This means one number to call and one person who really knows your instrument.

In-house claims team to support you if you need to make a claim

We hope that you will never need to make a claim on your percussion and drum insurance policy, however accidents happen and so, if you find yourself in this position, we promise to make it as efficient and personal as possible with our in-house claims team. This also means we can get involved more easily with your claim if needed.

Transactions accepted in a range of currencies

We work with clients worldwide and accept Sterling, Euros and US Dollars when purchasing your policy.

No claims discount available

We can provide up to 20% no claims discount on your policy.*

*This discount is not available in conjunction with any other offer.

The insurer covers the costs associated with claiming

In the unfortunate event that you need to make a claim, it can be stressful to cover any additional costs, such as travel or valuations. In recognition of this, our percussion and drum insurance policy now covers the reasonable and necessary additional costs associated with the settlement of your claim.

Your choice of repairer should you need it

We understand that for some, the choice of repairer is an important factor when their beloved instrument has been damaged.

Cover for your percussion and drum if it’s borrowed or leased from a collector, dealer or patron

We know that not all musicians own their instruments. Those in this position will need peace of mind which is why we evolved our percussion and drum insurance policy to support them.

Temporary cover, free of charge, for instruments and accessories that you do not own but are legally liable for

If you have an annual percussion and drum insurance policy with us we can provide temporary cover, free of charge, for instruments and accessories that you do not own, but that you are legally liable for, for up to 60 days and up to £50,000 (or currency equivalent) sum insured.

Give us a call
020 3846 5271
Ready to get cover?

Did you know…

Drumming is commonly viewed as the root of all music. The oldest discovered drums made of elephant skin date back 37,000 years and were discovered buried in Antarctic ice, although archaeologists believe early drums may date back some 165,000 years.

Drums provide the beat, swing, rhythm or pulse and the first recognised kits appeared in the early 1900s, from iconic makes like Gretsch, Slingerland and Ludwig. The fusion of European and African culture, marching bands meeting syncopated rhythms led to ragtime, jazz, swing, rock ‘n’ roll and everything else that followed.

The most common percussion instruments in the modern orchestra include the timpani, xylophone, cymbals, triangle, snare drum, bass drum, tambourine, maracas, gongs, chimes and celesta, and a percussionist might be expected to play them all.

Articles you might be interested in