Get two months’ free instrument insurance

Musical instrument insurance from only £32 a year

Terms and conditions apply. Click here to view these.

Music is made by people – but it’s your musical instrument that makes it possible. We can help you find the right music instrument insurance, whatever you play or own, so you can carry on making music in complete harmony.

We understand that different musicians have different needs – so we offer cover that’s flexible to every instrument, from pianos to piccolos to ukuleles to xylophones. Plus we can cover all your electronic equipment and music gear too, right down to your stand or case.

Make sure your instrument has the right protection in place and take advantage of our two months. Play on, protected.*

COVER FOR CORE RISKS

All our cover protects against fire, theft, flood and accidental damage.

CLAIMS PAID IN CASH, QUICKLY

We know you won’t want to wait to replace your instrument after a claim, so we settle quickly and in cash.

14 DAYS TO CHANGE YOUR MIND

We don’t charge any cancellation fees for the first 14 days after you buy.

Benefit from:

Three levels of cover – global, national or home
No time restrictions on travel
Cover for all risks, including fire, flood, loss, theft and accidental damage
Reimbursement for the loss of value if your instrument is damaged
Cover for travelling with your instrument in a hard case
No claims discount of up to 20%
Cover for rented instruments

Optional extras:

Cover against theft from an unattended vehicle, earthquake or climate conditions

What we insure:

String instruments
Woodwind instruments
Brass instruments
Percussion and drums
Pianos and keyboards
Electronic instruments
Ensembles, bands and orchestras
Other musical instruments

“Lark Music is great. They totally get all the issues around the music profession and are very friendly and helpful. I’m very glad I moved to Lark. My former instrument insurance company was perfectly pleasant to deal with, but Lark Music offers far more competitive quotes while being more knowledgeable.”

^{Customer feedback via Feefo}

Ready to get cover?

Get the offer

Terms and conditions

- The offer of 12 months for the price of 10 months is open from 15^th November to 31^st March 2022.
- To benefit from this offer you must ask for a quote either via the online proposal form or by calling us on +44 330 008 4870 and referencing “two months’ free”.
- The offer is open to customers who have not held a live policy with Lark Music for 24 months.
- By entering your details in our form, you agree that Lark Music may contact you to provide you with a quote.
- Two months’ free insurance applies to the first year of the policy only.
- If a policy is taken out with us, the equivalent of two months’ discount will be applied to the related premium.
- Two months’ free insurance is only available through an online proposal form or phone call, not our online quote and buy facility.
- Lark Music reserves the right to withdraw this offer at any time

Get your instrument insurance quote

To get two months’ free insurance please fill out this short form and we will send you a quote.

For the
love of music

Useful Links

Howden Insurance (Ireland) Limited trading as Lark Music is regulated by the Central Bank of Ireland. Howden Insurance (Ireland) Limited is authorised and regulated by the Financial Conduct Authority, No. 973308. Registered in Ireland under company registration number 338916. Registered Office: 48 Ringsend Road, Dublin 4, D04 EK2K, Ireland. Calls may be monitored and recorded for quality assurance purposes.