Terms and Conditions

Website Terms of Use and Disclaimer


Please read these Website Terms of Use and Disclaimer (“Terms”) carefully. This website contains general information about insurance, insurance related matters and about the insurance services and products Robertson Low Insurances Limited t/a Lark Music (“Robertson Low”, “Lark Music” “we” “us” or “our”) provide. Robertson Low Insurances Ltd is a wholly owned subsidiary of Aston Lark Ltd.. By accessing and using the website you are acknowledging and agreeing to the disclaimers, terms and conditions set out herein, and you agree to be legally bound by these terms and conditions. You must read the important disclaimers which follow as they affect your use of the website. If you do not agree to these Terms, you should not use the website.

The materials contained on (and the publications provided within) this website are not intended to provide, and do not constitute or comprise, insurance advice on any particular matter and are provided for general information purposes only. You should not act, or refrain from acting, on the basis of any material contained on (or publications provided within) this website, without seeking appropriate insurance or other professional advice.

Information Changes

Robertson Low reserves the right, at our sole discretion, at any time without notice to revise the contents of this website and to change, modify, add or remove portions of these Terms at any time. You should check these Terms periodically for changes as by using the website after we post any changes to these Terms, you are agreeing to accept those changes, whether or not you have reviewed them. These Terms may be supplemented by additional terms and conditions pertaining to specific content and activities. You agree and understand that such additional terms and conditions are hereby incorporated by reference to these Terms. Any changes to these Terms will be posted on this website and by continuing to use this website following any such change you will signify that you agree to be bound by the revised Terms of Use.

Privacy policy

You agree to the use of any personal data we may hold on you in accordance with the terms of our Data Protection Privacy Notice.

Access to Website

Robertson Low will use every effort to ensure our website and its contents is available to users. However, we reserve the right to suspend or withdraw access to this website without notice at any time. We accept no responsibility for this website not being available, reliable or fault free at all times Neither Robertson Low, any of our affiliates, nor any of our or their respective licensors, licensees, service providers or suppliers warrant that the website or any function contained on the website will be uninterrupted or error-free, that defects will be corrected, or that the website or the servers that make the website available are free of viruses or other harmful components. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such product, offering, content or material.

Copyright Notice and Licence

The information, content, graphics, text, images, trade marks, trade names and logos (the “Materials”) contained on this website may be protected by copyright, trade mark, database right, sui generis right and other intellectual property laws under national laws and international treaties.  This website may be copied for the purpose of viewing, but may not be permanently stored or copied for further distribution. All rights are reserved.


Hypertext or other links to this website are prohibited without our consent.  If you wish to provide a link to this website, you should submit your request by e-mail to [email protected] providing sufficient information for this request to be considered.

We do not endorse or approve the content of any third-party website, nor will Robertson Low have any liability relating to any third-party website.  Links to third party websites on the website are provided solely for your convenience. If you use these links, you leave our website. Robertson Low does not control and is not responsible for third-party websites or their content or availability.   If you decide to access any of the third-party websites linked to our website, you do so entirely at your own risk.


This website is available without any representations or warranties of any kind, either express or implied. Robertson Low makes no representations, warranties or undertakings about any of the Materials or any content of or information on any other website referred to or accessed by hypertext link or otherwise through this website (‘third party website’). Robertson Low does not endorse or approve the content of any third-party website, nor will Robertson Low have any liability relating to any third-party website.

Limitation of liability

To the fullest extent permitted by applicable law, neither Robertson Low nor any directors, associates, consultants, employees, affiliates or other representatives thereof will be liable for loss or damage arising out of or in connection with your use of the Materials or any facilities or services offered through this website (including, but not limited to, indirect or consequential loss or damages, loss of data, income, profit or opportunity, loss of or damage to property and claims of third parties) even if Robertson Low has been advised of the possibility of such loss or damages or such loss or damages were reasonably foreseeable.


If any part of this Legal Notice shall be deemed by a court of law to be unenforceable, unlawful or void, then that part shall be deemed severable from this Legal Notice. Any such severance shall not affect the validity and enforceability of the remaining part or parts of this Legal Notice.

Security of trading over the Internet

Transactions over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet. Robertson Low is unable to guarantee the confidentiality or security of any data passing via this website. Accordingly, your use of this website is at your own risk.

Governing Law

This legal notice and terms and conditions of use and all issues regarding this website shall be governed by the laws of Ireland.