Musical instrument insurance

For players & collectors

Music is made by people – but it’s your musical instrument that makes it possible. We can help you find the right music instrument insurance, whether you have a single instrument, or a large collection.

For dealers, makers & restorers

As a dealer in musical instruments, you have a precise set of needs. At Lark Music, we are perfectly placed to tailor the right policy for you, offering the specialist insurance your instrument stock requires to give you and your customers peace of mind.

Insurance that’s instrumental for you

Nothing brings people together like music can. For more than 25 years, we’ve been helping musicians of all ages and abilities protect what they care about most: their instruments and equipment. So we help all music lovers keep their instruments and equipment safe through specialist and flexible cover that leaves you free to play on, safe in the knowledge you’re protected.

Our musical instrument insurance is note perfect – designed for people who make music happen, by people who love music. Whether you’re a professional on the world stage, a beginner with your very first instrument, or a collector, dealer or instrument maker, we can offer flexible, cost-effective and specialist cover that means you can play on, protected.

Choose your service and get a quote:

Bespoke personal service for professional musicians and exceptionally valuable instruments
Quick and easy instrument insurance for musicians of all abilities

Molto espressivo. That’s how we describe our service.

When you devote your life to music, you need someone who understands that dedication. At Lark Music, we do. That’s why we offer a bespoke personal service for professional musicians, collectors, makers and dealers.

We’ll talk to you directly so we can assess your needs and tailor your policy to give you perfectly pitched protection.

Simply call 020 3846 5271 or click the button below
to get a quote and set up your bespoke policy



Personal service & rapid responses
Speak to someone who understands your world. Our specialist advisors can make instant policy changes over the phone and respond to emails quickly.
Three levels of cover available*
We know every musician is different so our cover comes in three levels to suit your individual needs.
*Please note, our three levels of cover are only available when purchased offline with our team.
We cover costs that come with claiming
We understand some claims come with extra costs, such as travelling to a specialist vendor or repairer, so we’ll cover these too.*
*Reasonable costs will be covered which is decided by Lark Music and the insurer.

Service so easy you’ll want an encore

We love music as much as you do so we play our part helping you create it. That’s why our music instrument insurance hits all the right notes. Whether you’re practising at home, playing with friends, teaching, recording or performing on stage, we’ll get you covered quickly and easily.



Cover for core risks
All our cover protects against fire, theft, flood and accidental damage.
When we pay claims, we do it quickly
We know you won’t want to wait after a claim, so we settle the approved amount quickly by bank transfer.
14 days to change your mind
We don’t charge any cancellation fees for the first 14 days after you buy.
Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

Hong Kong
New Zealand

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