Violin & Viola Insurance

Yes, we offer violin and viola bow insurance as part of our policy options and we encourage you to consider including this. You can’t play without a bow, at the end of the day, and even beginner violin or viola bows can set you back hundreds of pounds. We offer tailored policies to account for these decisions.

Regardless of whether you’re a musical virtuoso or a novice, protecting your violin or viola means that you can limit expensive repairs or replacements should anything happen to your beloved instrument. Or perhaps you’re a collector looking to protect your collection. If your instruments are expensive to replace or prone to damage from being on the move, it is certainlya good idea to take out specialist insurance.
Remember, you can also insure violins, violas, and accompanying bows on behalf of others, such as young learners who might transport their instrument to and from lessons or rehearsals.
While violin or viola instrument insurance isn’t a necessity, a huge proportion of musicians have it in place.

You can choose from Global, National, or Home cover for your violin or viola insurance. This gives you the flexibility to choose a risk level that meets your circumstances as a musician.

You can read our policy documents for more information.

Yes, you can choose to cover your violin or viola under your contents insurance. However, it’s recommended that you go with a specialist musical instrument insurer like us that operates for the love of music.
Musical instruments, especially expertly crafted violins and violas, deserve specialist care. And crucially, a standard home insurance policy may pay out far less than the value of your instrument, which is certainly something to fret about.
That’s why it’s worth looking into a tailored musical instrument policy for your violin or viola insurance.

This  depends on several factors. The value of your instrument, as well as any accessories that come with the instrument, will influence your violin or viola insurance cost. Your instrument should be insured for the cost required to replace it. We also consider your No Claims discount when it comes to calculating the annual premium for your violin or viola insurance.

It’s worth noting that we offer a range of payment options, giving you more flexibility when it comes to your policy. View more information about our musical instrument policies.

Ready to compose your violin or viola insurance policy? Get an online quote with us or get in touch by completing our enquiry form. Alternatively, you can speak directly with one of our experts by dialing 020 38465271.

If your instrument has a value of over £50,000, we recommend speaking with a member of our specialist team.

When you choose violin or viola insurance with us, you’ll  need to undergo an instrument appraisal. We accept:

• The receipt value
• The list price
• Similar instrument value
• A professional valuation

Will I be covered when I travel with my instrument?

Yes, when you choose violin or viola insurance from Lark Music you’ll be covered for travel if your instrument is transported in a hard case.