Musical equipment insurance

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Insurance equipped for all your gear

Sometimes, your musical equipment is just as important as the instrument itself. We know many performances are only made possible through gear such as PA systems, microphones, speakers, amplifiers and more. That’s why we offer comprehensive protection for all your musical gear, whatever your genre or standard.

From tuning up to taking down and all the travel in between, we can keep your musical equipment covered. The same goes for your kit at home or at your workplace, such as production equipment for recording and mixing.

Whether you’re looking to protect high-end professional equipment and transport it around the world or you want to safeguard gear in your home studio, we can find you the music equipment insurance you need.

Benefit from:

• Three levels of cover – global, national or home*
• No time restrictions on travel
• Cover for all risks, including fire, flood, loss, theft and accidental damage
• Reimbursement for the loss of value if your instrument is damaged
• Cover for travelling with your instrument in a hard case (where applicable)
• No claims discount of up to 20%
• Cover for rented instruments
• Optional extras, such as cover against theft from an unattended vehicle, earthquake or climate conditions

*Please note, only Global cover is currently available to buy online. If you need National or Home cover, please contact our team over the phone or by email, or use our online form.

Choose your service and get a quote:

Signature
Bespoke personal service for professional musicians and exceptionally valuable instruments
Keynote
Flexible instrument insurance for musicians of all abilities

Your passion. Our protection.

When you devote your life to music, you need someone who understands that dedication. At Lark Music, we do. That’s why we offer a bespoke personal service for professional musicians, collectors, makers and dealers.

We’ll talk to you directly so we can assess your needs and tailor your policy to give you perfectly pitched protection.

Simply call 020 3846 5271 or click the button below
to get a quote and set up your bespoke policy
PERSONAL SERVICE & RAPID RESPONSES
Speak to someone who understands your world. Our specialist advisors can make instant policy changes over the phone and respond to emails quickly.
YOUR CHOICE OF REPAIRER
Choose the repairer you trust if you need to claim, because we understand how important it is to know your instrument is in safe hands.
WE COVER THE COSTS THAT COME WITH CLAIMING
We understand some claims come with extra costs, such as travelling to a specialist vendor or repairer, so we’ll cover these too.*
*Reasonable costs will be covered which is decided by Lark Music and the insurer.

Your gear. Our safeguards.

We love music as much as you do so we play our part helping you create it. That’s why our music equipment insurance hits all the right notes.

Whether you’re practising at home, playing with friends, teaching, recording or performing on stage, we’ll get you covered quickly and easily.

Simply call 0333 188 6582 or click the button below
to get a quote and set up your bespoke policy
COVER FOR CORE RISKS
All our cover protects against fire, theft, flood and accidental damage.
When we pay claims, we do it quickly
We know you won’t want to wait after a claim, so we settle the approved amount quickly by bank transfer.
14 DAYS TO CHANGE YOUR MIND
We don’t charge any cancellation fees for the first 14 days after you buy.
Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

Hong Kong
Singapore
New Zealand
Israel
Switzerland
Korea
USA
Australia

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