Guitar insurance

We can help you find the right guitar insurance, whether you have a single instrument or a large collection.

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Guitar insurance that hits all the right notes

The guitar is one of the most popular musical instruments in the world, so we understand how much yours means to you. We can help protect your guitar with specialist guitar insurance cover that keeps it safe whether you’re playing at home or out on tour.

Our insurance for guitars covers all types, including electric, bass, acoustic and classical guitar. We offer vintage guitar insurance too, so if you’re a collector, we’ve got you covered. Plus, we provide unlimited worldwide cover so you can know your guitar will be safe wherever you take it – giving you the freedom to focus on what matters most: the music.

With our specialist guitar insurance, you’ll benefit from:

• Three levels of cover – global, national or home*
• No time restrictions on travel
• Cover for all risks, including fire, flood, loss, theft and accidental damage
• Reimbursement for the loss of value if your instrument is damaged
• Cover for travelling with your instrument in a hard case (where applicable)
• No claims discount of up to 20%
• Cover for rented instruments
• Optional extras, such as cover against theft from an unattended vehicle, earthquake or climate conditions

*Please note, only Global cover is currently available to buy online. If you need National or Home cover, please contact our team over the phone or by email, or use our online form.

Choose your service and get a quote:

SIGNATURE
Bespoke personal guitar insurance for professional musicians and exceptionally valuable instruments
ESSENTIAL
Quick and easy guitar insurance for musicians of all abilities

Specialist guitar insurance with a personal touch

Some instruments deserve special care, especially when they are exceptionally valuable, rare or represent your livelihood.

And we understand that the most valuable instrument is the one you play. So we offer personal care and attention to tailor the right guitar insurance policy to your priceless instrument, whether you’re a professional player, dealer, maker or collector.

Simply call 020 3846 5271 or click the button below
to get a quote and set up your bespoke policy

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DO YOU LIVE OUTSIDE THE EU OR UK?

PERSONAL SERVICE & RAPID RESPONSES
Speak to someone who understands your world. Our specialist advisors can make instant policy changes over the phone and respond to emails quickly.
YOUR CHOICE OF REPAIRER
Choose the repairer you trust if you need to claim, because we understand how important it is to know your instrument is in safe hands.
WE COVER THE COSTS THAT COME WITH CLAIMING
We understand some claims come with extra costs, such as travelling to a specialist vendor or repairer, so we’ll cover these too.*
*Reasonable costs will be covered which is decided by Lark Music and the insurer.

Effortless insurance for every guitar

We believe insuring your guitar should be quick and easy, so you can get on with playing it.

Whether you’re touring, teaching, recording or just playing with friends, our cost-effective insurance will keep your guitar covered at all times. Because while you may play it by ear, we don’t.

Get a quote and buy your policy online in just a few simple steps.

GET A QUOTE   DISCOVER MORE

DO YOU LIVE OUTSIDE THE EU OR UK?

COVER FOR CORE RISKS
All our cover protects against fire, theft, flood and accidental damage.
When we pay claims, we do it quickly
We know you won’t want to wait after a claim, so we settle the approved amount quickly by bank transfer.
14 DAYS TO CHANGE YOUR MIND
We don’t charge any cancellation fees for the first 14 days after you buy our guitar insurance policies.
Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

• Hong Kong
• Singapore
• New Zealand
• Israel
• Switzerland
• Korea
• USA
• Australia

Guitar insurance FAQs

Does contents insurance cover guitars?

While musical instruments can be insured under home insurance, that doesn’t mean they should.

Musical instruments like guitars deserve specialist care and attention. It’s always best to insure your precious instruments with specialists, like us. What’s more, a standard home insurance policy may pay out far less than the value of your guitar (especially if you’ve got a heritage guitar collection), leaving you not only doloroso but out of pocket too.

How can I insure a guitar?

Insuring your guitar is easy. As we offer a bespoke service, the first step is getting in touch. From there we can assess what type of cover you need and put together a tailor-made policy. No musician is the same, so neither is our cover.

Can you insure my guitar collection?

If you have a passion for fine musical instruments, we understand that your collection of guitars is both financially and personally valuable. So, if you’d like to protect your wonderful collection with the best insurance in the business, you’ve come to the right place.

To protect your treasured instruments, get in touch with our specialist team for a quote.

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