Guitar Insurance

We can help you find the right guitar insurance, whether you have a single instrument or a large collection.

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Guitar insurance that hits all the right notes

The guitar is one of the most popular musical instruments in the world, so we understand how much yours means to you. We can help protect your guitar with specialist guitar insurance cover that keeps it safe whether you’re playing at home or out on tour.

Our insurance for guitars covers all types, including:

Electric guitar insurance
Bass guitar insurance
Acoustic guitar insurance
Classical guitar insurance
Heritage guitar insurance
Vintage guitar insurance

We provide unlimited worldwide cover, so you can relax knowing your guitar will be protected wherever you take it. We’re passionate about giving you the freedom to focus on what matters most: the music.

With our specialist guitar insurance, you’ll benefit from:

  • Three levels of cover – Global, National or Home*
  • No time restrictions on travel
  • Cover for all risks, including fire, flood, loss, theft and accidental damage
  • Reimbursement for the loss of value if your instrument is damaged
  • Cover for travelling with your instrument in a hard case (where applicable)
  • No claims discount of up to 20%
  • Cover for rented instruments
  • Optional extras, such as cover against theft from an unattended vehicle, earthquake or climate conditions

*Please note, only Global cover is currently available to buy online. If you need National or Home cover, please contact our team over the phone or by email, or use our online form.

Choose your service and get a quote:

Bespoke personal guitar insurance for professional musicians and exceptionally valuable instruments
Quick and easy guitar insurance for musicians of all abilities

Specialist guitar insurance with a personal touch

Some instruments deserve special care, especially when they are exceptionally valuable, rare or represent your livelihood.

And we understand that the most valuable instrument is the one you play. So we offer personal care and attention to tailor the right guitar insurance policy to your priceless instrument, whether you’re a professional player, dealer, maker or collector.

Simply call 020 3846 5271 or click the button below
to get a quote and set up your bespoke policy



Speak to someone who understands your world. Our specialist advisors can make instant policy changes over the phone and respond to emails quickly.
Choose the repairer you trust if you need to claim, because we understand how important it is to know your instrument is in safe hands.
We understand some claims come with extra costs, such as travelling to a specialist vendor or repairer, so we’ll cover these too.*
*Reasonable costs will be covered which is decided by Lark Music and the insurer.

Effortless insurance for every guitar

We believe insuring your guitar should be quick and easy, so you can get on with playing it.

Whether you’re touring, teaching, recording or just playing with friends, our cost-effective insurance will keep your guitar covered at all times. Because while you may play it by ear, we don’t.

Get a quote and buy your policy online in just a few simple steps.



Our guitar insurance covers your guitar cover protects against fire, theft, flood and accidental damage.
We know you won’t want to wait after a claim, so we settle the approved amount quickly by bank transfer.
We don’t charge any cancellation fees for the first 14 days after you buy our guitar insurance policies,. whether it's for an electric, acoustic or bass model.
Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why, through our specialist and personal service, we can also offer you guitar insurance if you live outside of the UK or EU. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that suits you best. Simply complete our online form and we’ll get back to you at a time that suits you.

We can cover musicians in:

• Hong Kong
• Singapore
• New Zealand
• Israel
• Switzerland
• Korea
• Australia

Why choose Lark Music for your guitar insurance?

We’ve been protecting musical instruments for over 25 years. Over that time, we’ve struck a chord with passionate music lovers in need of tailored guitar insurance. Read our reviews on Feefo and see for yourself. We’ve been praised for our swift and courteous service, as well as our extensive policy options.

Our bespoke service has helped everyone from professional musicians to luthiers, collectors and dealers.

Guitar insurance FAQs

Is guitar insurance worth it?

Whether you’re considering guitar insurance as a professional or on behalf of a young learner, it’s recommended that you have cover in place to limit any costly repairs or replacements further down the line.

Your child might be on the move, you might be attending regular sessions, or you might work as a professional, requiring insurance for electric, bass or acoustic guitars. Alternatively, you may be a collector who requires guitar insurance to protect heritage guitars.

You can take comfort in our ongoing dedication to the music industry, thanks to our partnerships with charities like the Independent Society of Musicians (ISM), the Young Classic Artists Trust (YCAT) and the European String Teachers Association (ESTA). These partnerships help us to cement our knowledge in the field, allowing us to give you the best experience possible when acquiring guitar insurance.

Does contents insurance cover guitars?

While musical instruments can be insured under home insurance, that doesn’t mean they should.

Musical instruments like guitars deserve specialist care and attention. It’s always best to insure your precious instruments with specialists, like us. What’s more, a standard home insurance policy may pay out far less than the value of your guitar (especially if you have a heritage collection), leaving you not only doloroso but out of pocket too.

How can I insure my guitar?

Insuring your guitar is easy. As we offer a bespoke service, the first step is getting in touch. From there we can assess what type of cover you need and put together a tailor-made policy. No musician is the same, so neither is our cover.

Can I insure my guitar collection?

If you have a passion for fine musical instruments, we understand that your collection of guitars is both financially and personally valuable. So, if you’d like to protect your wonderful collection with the best insurance in the business, you’ve come to the right place.

To protect your treasured instruments, whether that’s with heritage or electric guitar insurance, get in touch with our specialist team for a quote.

How can I insure my guitar collection?

Getting the right insurance for your guitar collection is easy thanks to our simple process. We’ll ask for a few details about you and any instruments you would like to insure.
Fill in our form below and before long a member of our teamsomeone will shortly be in touch with your bespoke quote. If you have any enquiries, you can speak with an advisor on 020 3846 5271 or ask us to call at a time that works for you.

Can you insure guitar transport?

When you insure a guitar or collection with us, you’ll be covered for travel if they’re transported in a hard case. No strings attached. We understand that securing guitar travel insurance to protect your equipment means added peace of mind.

Do you include guitar shipping insurance?

Yes, with our guitar insurance, your instruments are covered to be shipped and couriered. So, you can have peace of mind when shipping your guitar from A to B with our insurance in place.

Do I need a guitar appraisal for insurance?

Yes, you will need to undergo a guitar appraisal when seeking insurance from us. We accept:
• The receipt value
• The list price
• Similar instrument value
• A professional valuation

What are your three levels of cover?

We offer Global, National or Home cover for your guitar insurance policy, allowing you to choose the risk level that matches your preferences.
You can view our policy documents for more information.

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