Cello Instrument Insurance

Unlike buying a car, buying a cello doesn’t mean that the value will depreciate once you start using it. Some cellos are hundreds of years old. This means when you buy a cello and you look after it properly, you can take comfort in knowing that it will hold its value. Knowing this gives you more incentive to get cello insurance just in case something happens that is beyond your control.

To protect your cello, you can take these simple steps:

• Keep it in a closed case or on a stand when not in use
• ‘Warm-up’ your instrument by playing it before a show, especially if it is cold
• Avoid leaving it in direct sunlight
• Avoid leaving it near heat sources like radiators
• Wipe down the cello instrument body using a lint-free cloth after use
• Clean off rosin dust regularly from beneath the bridge
• Reduce the impacts of humidity by using a silk bag or case humidifier

Cello strings:

Special care should be given to the cello strings:

• Wipe down the cello strings using a lint-free cloth after use
• Clean the sides and undersides of the strings
• Change your cello strings each year or every few months if you play regularly

Cello bow:

The same level of care should be given to your cello bow:

• Don’t touch the hair of the bow as residue can impact sound quality
• Select the right lubricant to avoid damage
• Rehair your bow once a year or every six months if you play regularly

Yes, you can include cello bow insurance as part of your policy. This is something we would encourage so that your full musical armoury is protected. Like violin and viola bows, even those designed for beginners can be costly to replace.

Electric cellos, carbon fibre cellos and traditional wooden cellos – yes, we can provide a bespoke cello insurance policy that works for them all.

We offer Global, National or Home cover for your cello insurance, giving you the choice to tailor your policy to a risk level you feel comfortable with as a musician.

You can read our policy documents for more information.

This will depend on the details of your policy. We will consider the value of your instrument and its accessories when compiling your cello instrument insurance policy. It will consider the cost required to replace your cello, on top of your No Claims discount when calculating the annual premium.