Supporting the ESTA network with our perfectly tuned instrument insurance

Get a quote with a 10% member discount

Working with musicians and protecting their instruments for over 25 years

We work with ESTA because we believe in supporting teachers in their endeavour to improve their teacher practices, which in turn supports future musicians. Sponsoring the ESTA 49th online conference is a fantastic way to support you as a teacher investing in yourself and your teaching skills. With 32 presenters from around the world, Q&A sessions and networking opportunities the ESTA 49th online conference is an event not to be missed!

ESTA members get a 10% discount on their instrument insurance.
Sign up to the ESTA 49th online conference!

Quote ESTA49 to get your 10% discount on musical instrument insurance

Our musical instrument policies were built
with musicians in mind

As a teacher it’s important for you to have the right type of music teacher insurance in place, but have you thought about protecting your beloved instrument? As one of the leading musical instrument insurance providers, Lark Music has been trusted by professional musicians, orchestras, collectors and dealers around the world for over 25 years. Our musicians’ policy allows you the freedom to play and transport your instrument without worry. With three levels of cover available we are able to provide a policy to suit your needs.

Instruments we insure
  • String instruments – guitars, harps, violins, cellos etc
  • Woodwind instruments – clarinets, flutes, saxophones etc
  • Brass instruments – trumpets, trombones etc
  • Percussion and drums
  • Keyboard and pianos
  • Electrical items including guitars, PA equipment, DJ and electronica etc

Helpful, responsive, and a slightly better price than my existing specialist insurers. But even more important than the small saving was the more personal service.

Customer feedback via Feefo

Quote ESTA49 to get your 10% discount on musical instrument insurance if you are an ESTA member

Discover the benefits of choosing Lark Music for your
musical instrument insurance

Lark Music has been providing specialist musical instrument insurance across the world
to musicians, performers, hobbyists and collectors for over 25 years.

Get a personal service and the right musical instrument insurance

We believe in personal service and can provide you with a dedicated Account Handler for your musical instrument insurance policy. This means one number to call and one person who really knows your instrument.

In-house claims team to support you if you need to make a claim

We hope that you will never need to make a claim on your musical instrument insurance policy, however accidents happen and so, if you find yourself in this position, we promise to make it as efficient and personal as possible with our in-house claims team. This also means we can get involved more easily with your claim if needed.

Transactions accepted in a range of currencies

We work with clients worldwide and accept Sterling, Euros and US Dollars when purchasing your policy.

No claims discount available

We can provide up to 20% no claims discount on your policy.*

*This discount is not available in conjunction with any other offer.

The insurer covers the costs associated with claiming

In the unfortunate event that you need to make a claim, it can be stressful to cover any additional costs, such as travel or valuations. In recognition of this, our musical instrument insurance policy now covers the reasonable and necessary additional costs associated with the settlement of your claim.

Your choice of repairer should you need it

We understand that for some, the choice of repairer is an important factor when their beloved instrument has been damaged.

Cover for your instrument if it’s borrowed or leased from a collector, dealer or patron

We know that not all musicians own their instruments. Those in this position will need peace of mind which is why we evolved our musical instrument insurance policy to support them.

Temporary cover, free of charge, for instruments and accessories that you do not own but are legally liable for

If you have an annual musical instrument insurance policy with us we can provide temporary cover, free of charge, for instruments and accessories that you do not own, but that you are legally liable for, for up to 60 days and up to £50,000 (or currency equivalent) sum insured.

I think Lark Music does very well.
Great people who answer you as quickly as possible, very professional and friendly.
Great value for money and equally a great experience.

Customer feedback via Feefo

Get a quote and your 10% ESTA member discount.

Terms and conditions apply.

Terms and conditions

  • 10% discount is available for new policies only
  • Discount is only available for ESTA members
  • Discount cannot be used in conjunction with any other offers
  • Definition of a new policy: A policy that has not been live with Lark Music in the last 12 months
  • The 10% discount does not apply when adding items to existing policies

If you reside in the EU your enquiry will be handled by the Lark Music EU team who will honour the 10% discount.