Musical Instrument Insurance

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Lark Music provides specialist insurance for a wide variety of musical instruments and music equipment, and for all types of musicians and people involved in the music industry.

Whether you are a professional or amateur, a teacher or student, collector, dealer, in an orchestra, or part of a band, we can provide insurance cover tailored for your circumstances to ensure you have the cover you need.

We understand that there is a special bond between a musician and their musical instrument and by crafting a policy that responds and caters to the unique needs and circumstance of musicians, Lark Music has established itself as one of the leading musical instrument insurance brokers in the world.

What our cover includes
  • Worldwide, domestic or premises only cover
  • No time restrictions on travel
  • All risks cover (fire, flood, loss, theft, accidental damage)
  • Depreciation in value following an accident
  • Cover whilst travelling (as long as the musical instrument is in a hard case)
  • Cover whilst at home
  • No claims discount of up to 20%

We also provide some optional extras

  • Cover against theft from an unattended vehicle, earthquake or climate conditions
  • Optional £2m or £5m Public Liability

Renting your instrument?

If you rent your instrument, you will more than likely be responsible for making sure that it is correctly insured. Lark Music can provide comprehensive cover for any rental instruments.

Some of the instruments we cover

Why choose Lark Music?

Lark Music has been providing specialist music insurance across the world for over 25 years. Our service benefits include:

  • A dedicated Account Handler – so one number to call
  • In-house Claims team to make the claims process as efficient as possible
  • Transactions in a choice of currencies (Sterling, Euro, US Dollar)
  • No claims discounts available (up to 20%)
  • Choice of repairer

Ready to get cover?

Can’t find what you are looking for?

Please get in touch with one of our specialists to see how we might be able to assist you.

020 3846 5271