Flute Insurance

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Whether you’re touring, teaching, recording or just playing with friends, Lark Music’s specialist flute insurance can ensure that you are correctly covered for any eventuality.

Flutes can be easily damaged if dropped or banged, so to ensure your instrument is protected, it’s important to have dedicated flute insurance.

What our cover includes

Worldwide cover

No time restrictions on travel

All risks cover (fire, flood, loss, theft, accidental damage)

Depreciation in value following an accident

Cover whilst travelling (as long as the musical instrument is in a hard case)

Cover whilst at home

No claims discount of up to 20%

We also provide some optional extras

  • Cover against theft from an unattended vehicle, earthquake or climate conditions
  • Optional £2m or £5m Public Liability

Renting your instrument?

If you rent your instrument, you will more than likely be responsible for making sure that it is correctly insured. Lark Music can provide comprehensive cover for any rental instruments.

I use Lark Music because they understand musicians, offer a nice personal service and a competitive price. I had the pleasure of holding the Lark Music scholarship during my time at the RCM, and wouldn’t go anywhere else for my insurances.

Renate Sokolovska – Flautist and previous Lark Music scholar

Discover the benefits of choosing Lark Music for your musical instrument insurance

Lark Music has been providing specialist flute insurance across the world to
musicians, performers, hobbyists and collectors for over 25 years.

Get a personal service and the right flute insurance

We believe in personal service and can provide you with a dedicated Account Handler for your flute insurance policy. This means one number to call and one person who really knows your instrument.

In-house claims team to support you if you need to make a claim

We hope that you will never need to make a claim on your flute insurance policy, however accidents happen and so, if you find yourself in this position, we promise to make it as efficient and personal as possible with our in-house claims team. This also means we can get involved more easily with your claim if needed.

Transactions accepted in a range of currencies

We work with clients worldwide and accept Sterling, Euros and US Dollars when purchasing your policy.

No claims discount available

We can provide up to 20% no claims discount on your policy.*

*This discount is not available in conjunction with any other offer.

The insurer covers the costs associated with claiming

In the unfortunate event that you need to make a claim, it can be stressful to cover any additional costs, such as travel or valuations. In recognition of this, our flute insurance policy now covers the reasonable and necessary additional costs associated with the settlement of your claim.

Your choice of repairer should you need it

We understand that for some, the choice of repairer is an important factor when their beloved instrument has been damaged.

Cover for your flute if it’s borrowed or leased from a collector, dealer or patron

We know that not all musicians own their instruments. Those in this position will need peace of mind which is why we evolved our flute insurance policy to support them.

Temporary cover, free of charge, for instruments and accessories that you do not own but are legally liable for

If you have an annual flute insurance policy with us we can provide temporary cover, free of charge, for instruments and accessories that you do not own, but that you are legally liable for, for up to 60 days and up to £50,000 (or currency equivalent) sum insured.

Give us a call
020 3846 5251
Ready to get cover?

Did you know…

The modern flute traces its origins to a German inventor, Theobold Boehm, who developed the instrument in the 19th Century to fulfil the demands of the largest concert halls and bigger symphonies, where more volume and dexterity was required. The fingering system that Boehm developed has also been adapted to other instruments such as the oboe and clarinet. Prior to this, the flute was a wooden, conical instrument.

Flutes can come in a range of varieties, such as copper-nickel, silver (which was Boehm’s favoured material of choice), wood, or most memorably gold. A golden flute is often considered the last word in flutes, giving depth and carry even when played pianissimo.

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