Harp Insurance

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Harps are one of the most beautifully crafted and elegant instruments, and surprisingly one of the easiest of string instruments to learn at a basic level. Whether you’re a seasoned professional or a complete beginner, making sure you have the right insurance for your beloved harp is essential.
What our cover includes

Worldwide cover

No time restrictions on travel

All risks cover (fire, flood, loss, theft, accidental damage)

Depreciation in value following an accident

Cover whilst travelling (as long as the musical instrument is securely packed in a suitable protective case)

Cover whilst at home

No claims discount of up to 20%

We also provide some optional extras

Cover against theft from an unattended vehicle, earthquake or climate conditions

Optional £2m or £5m Public Liability

Renting your instrument?

If you rent your instrument, you will more than likely be responsible for making sure that it is correctly insured. Lark Music can provide comprehensive cover for any rental instruments.

Discover the benefits of choosing Lark Music for your musical instrument insurance

Lark Music has been providing specialist harp insurance across the world to
musicians, performers, hobbyists and collectors for over 25 years.

Get a personal service and the right harp insurance

We believe in personal service and can provide you with a dedicated Account Handler for your harp insurance policy. This means one number to call and one person who really knows your instrument.

In-house claims team to support you if you need to make a claim

We hope that you will never need to make a claim on your harp insurance policy, however accidents happen and so, if you find yourself in this position, we promise to make it as efficient and personal as possible with our in-house claims team. This also means we can get involved more easily with your claim if needed.

Transactions accepted in a range of currencies

We work with clients worldwide and accept Sterling, Euros and US Dollars when purchasing your policy.

No claims discount available

We can provide up to 20% no claims discount on your policy.*

*This discount is not available in conjunction with any other offer.

The insurer covers the costs associated with claiming

In the unfortunate event that you need to make a claim, it can be stressful to cover any additional costs, such as travel or valuations. In recognition of this, our harp insurance policy now covers the reasonable and necessary additional costs associated with the settlement of your claim.

Your choice of repairer should you need it

We understand that for some, the choice of repairer is an important factor when their beloved instrument has been damaged.

Cover for your harp if it’s borrowed or leased from a collector, dealer or patron

We know that not all musicians own their instruments. Those in this position will need peace of mind which is why we evolved our harp insurance policy to support them.

Temporary cover, free of charge, for instruments and accessories that you do not own but are legally liable for

If you have an annual harp insurance policy with us we can provide temporary cover, free of charge, for instruments and accessories that you do not own, but that you are legally liable for, for up to 60 days and up to £50,000 (or currency equivalent) sum insured.

Give us a call
020 3846 5271
Ready to get cover?

Harp sketch

Did you know…

The harp has ancient origins as befits the traditional instrument of angels, and the earliest known instruments date back to 3000 BCE. The modern concert or pedal harp, with its 6 and a half octave range and tuning versatility has been featured in orchestras since the 19th Century.

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