Keyboard and Piano Insurance

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From uprights to concert grands, from a classic Fender Rhodes to the most advanced modern keyboard, Lark Music provides specialist insurance to ensure you are properly covered.

We cover all types of pianos, including grand, upright and digital pianos, harpsichords, keyboards and synthesizers.

Having to deal with the loss of a piano or keyboard can be a horrible experience, especially if you do not have insurance cover in place as it means you will have to pay out for repairs or even a replacement following an incident.

Our specialist piano insurance is bespoke to you as a musician and designed to cover all playing levels, from a hobbyist, to teaching students in your own home, to a touring professional.

Discover the benefits of choosing Lark Music for your musical instrument insurance

Lark Music has been providing specialist keyboard and piano insurance across the world to
musicians, performers, hobbyists and collectors for over 25 years.

Get a personal service and the right keyboard and piano insurance

We believe in personal service and can provide you with a dedicated Account Handler for your keyboard and piano insurance policy. This means one number to call and one person who really knows your instrument.

In-house claims team to support you if you need to make a claim

We hope that you will never need to make a claim on your keyboard and piano insurance policy, however accidents happen and so, if you find yourself in this position, we promise to make it as efficient and personal as possible with our in-house claims team. This also means we can get involved more easily with your claim if needed.

Transactions accepted in a range of currencies

We work with clients worldwide and accept Sterling, Euros and US Dollars when purchasing your policy.

No claims discount available

We can provide up to 20% no claims discount on your policy.*

*This discount is not available in conjunction with any other offer.

The insurer covers the costs associated with claiming

In the unfortunate event that you need to make a claim, it can be stressful to cover any additional costs, such as travel or valuations. In recognition of this, our keyboard and piano insurance policy now covers the reasonable and necessary additional costs associated with the settlement of your claim.

Your choice of repairer should you need it

We understand that for some, the choice of repairer is an important factor when their beloved instrument has been damaged.

Cover for your keyboard and piano if it’s borrowed or leased from a collector, dealer or patron

We know that not all musicians own their instruments. Those in this position will need peace of mind which is why we evolved our keyboard and piano insurance policy to support them.

Temporary cover, free of charge, for instruments and accessories that you do not own but are legally liable for

If you have an annual keyboard and piano insurance policy with us we can provide temporary cover, free of charge, for instruments and accessories that you do not own, but that you are legally liable for, for up to 60 days and up to £50,000 (or currency equivalent) sum insured.

Give us a call
020 3846 5271
Ready to get cover?

Did you know…

Pianos are among the oldest musical instruments. They inspire musical sounds and create great harmonies even during dull moments.

The earliest known keyboard instrument was apparently the Greek Hydraulis, an early type of pipe organ invented in the third Century BC. The clavichord and harpsichord appeared in the 1300s, however, the piano superseded these in the 18th Century and became revolutionary, as a pianist could vary the volume and control dynamics by striking keys with differing levels of force.

The earliest piano concertos were written in the late 18th Century by composers such as Bach and Abel. The form quickly took hold in the classical era, most notably through Mozart and in the Romantic period with Beethoven, Schumann, Mendelssohn and Chopin.

The first electronic pianos and synthesisers appeared in the 1970s, although an electro-mechanical keyboard playing a tape loop appeared in 1963 – this was the Mellotron, famously appearing at the start of The Beatles’ hit “Lucy in the Sky with Diamonds”. Synthesisers increasingly came to feature in 1970s and 1980s pop music.

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