String Instruments Insurance

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From a student instrument to a Stradivari, Lark Music provides specialist insurance to ensure you are properly covered for any eventuality.

For string instruments our policy extends to broken strings and string replacements and repairs. We also cover bows and accessories such as stands and cases. Please specify these when obtaining a quotation. So, this leaves you to get on with what you do best – playing music.

What our cover includes

Worldwide, domestic or premises only cover

No time restrictions on travel

All risks cover (fire, flood, loss, theft, accidental damage)

Depreciation in value following an accident

Cover whilst travelling (as long as the musical instrument is in a hard case)

Cover whilst at home

No claims discount of up to 20%

We also provide some optional extras

Cover against theft from an unattended vehicle, earthquake or climate conditions

Optional £2m or £5m Public Liability

Renting your instrument?

If you rent your instrument, you will more than likely be responsible for making sure that it is correctly insured. Lark Music can provide comprehensive cover for any rental instruments.

Discover the benefits of choosing Lark Music for your musical instrument insurance

Lark Music has been providing specialist musical instrument insurance across the world to
musicians, performers, hobbyists and collectors for over 25 years.

Get a personal service and the right musical instrument insurance

We believe in personal service and can provide you with a dedicated Account Handler for your musical instrument insurance policy. This means one number to call and one person who really knows your instrument.

In-house claims team to support you if you need to make a claim

We hope that you will never need to make a claim on your musical instrument insurance policy, however accidents happen and so, if you find yourself in this position, we promise to make it as efficient and personal as possible with our in-house claims team. This also means we can get involved more easily with your claim if needed.

Transactions accepted in a range of currencies

We work with clients worldwide and accept Sterling, Euros and US Dollars when purchasing your policy.

No claims discount available

We can provide up to 20% no claims discount on your policy.*

*This discount is not available in conjunction with any other offer.

The insurer covers the costs associated with claiming

In the unfortunate event that you need to make a claim, it can be stressful to cover any additional costs, such as travel or valuations. In recognition of this, our musical instrument insurance policy now covers the reasonable and necessary additional costs associated with the settlement of your claim.

Your choice of repairer should you need it

We understand that for some, the choice of repairer is an important factor when their beloved instrument has been damaged.

Cover for your instrument if it’s borrowed or leased from a collector, dealer or patron

We know that not all musicians own their instruments. Those in this position will need peace of mind which is why we evolved our musical instrument insurance policy to support them.

Temporary cover, free of charge, for instruments and accessories that you do not own but are legally liable for

If you have an annual musical instrument insurance policy with us we can provide temporary cover, free of charge, for instruments and accessories that you do not own, but that you are legally liable for, for up to 60 days and up to £50,000 (or currency equivalent) sum insured.

Give us a call
020 3846 5271
Ready to get cover?

Did you know…

Strings are the vibrating element that produces sound in an instrument. The earliest surviving string instruments are the Lyres of Ur, plucked chordophones which exist in fragments and date back 4,500 years.

Strings in terms of a Western orchestra are usually considered to be members of the violin family: violin, viola, violincello or cello, and contrabass or double bass, which are usually played with a bow. Pianos and harps are also string instruments, one hammered and therefore technically percussion and the other plucked.

Baroque composers such as Bach, Vivaldi and Handel pioneered new forms like sonatas and concertos, and the four component string instruments in early baroque work tended to work as soprano, alto, tenor and bass.

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