Close-up of violins resting on a surface, with blurred people in the background.
Close-up of violins resting on a surface, with blurred people in the background.

Molto Espressivo. That's how we describe our service

Music cover you can trust from a recommended broker

We’ve formed a pitch-perfect duo with MyLuthier to offer you high quality and cost-effective musical instrument insurance from a broker who loves music as much as you do.

For more than 25 years, we’ve been helping musicians, dealers, collectors, retailers and more music lovers protect what they care about most: their instruments. We understand the diversity of the musical sector, so we cater for all musical instruments across every type of genre, whether you play professionally or for fun.

Our specialist team can tailor our service to you, from creating bespoke policies to quick online quotes. And because we share your passion for music, we always respond rapidly in the event of a claim – so you can get back to playing as soon as you can.

“Lark Music provides a simple, efficient and easy-to-use insurance platform suited to both individual musicians as well as institutional clients.”

MyLuthier

Cover composed for you

Simply call 020 3846 5271 or click the button below
to get a quote and set up your bespoke policy

GET A QUOTE

DO YOU LIVE OUTSIDE THE EU OR UK?

Insurance that truly understands musicians

THREE LEVELS OF COVER AVAILABLE*

We know every musician is different so our cover comes in three levels to suit your individual needs.
*Please note, our three levels of cover are only available when purchased offline with our team.

PERSONAL SERVICE & RAPID RESPONSES

Speak to someone who understands your world. Our specialist advisors can make instant policy changes over the phone and respond to emails quickly.

RECOUP THE VALUE LOSS IN THE EVENT OF A CLAIM

We pay the difference if your instrument becomes less valuable after a claim, for example due to necessary repairs.

TEMPORARY COVER FOR INSTRUMENTS ON LOAN

Trying before you buy or renting out to others? Add items on loan worth up to £50,000 for up to 60 days for free.

WE COVER THE COSTS THAT COME WITH CLAIMING

We understand some claims come with extra costs, such as travelling to a specialist vendor or repairer, so we’ll cover these too.*
*Reasonable costs will be covered which is decided by Lark Music and the insurer.

YOUR CHOICE OF REPAIRER

Choose the repairer you trust if you need to claim, because we understand how important it is to know your instrument is in safe hands.

CLAIMS PAID IN CASH, QUICKLY

We know you won’t want to wait after a claim, so we settle quickly and in cash.

UNATTENDED VEHICLE COVER

Add unattended vehicle cover to your policy to protect your instrument from theft when left in a vehicle, with no need to prove violent entry or that it was hidden from view.

CLIMATIC CONDITIONS COVER

Choose the option to protect your instrument against climatic conditions, such as humidity damage when it’s packed away.

Based outside of the UK or EU?
We can still help

The love of music unites people wherever they are in the world. That’s why…

We can cover musicians in:

Hong Kong
Singapore
New Zealand
Israel
Switzerland
Korea
US
Australia
Japan

Get a quote by completing our proposal form

If you need to speak to someone, you can call our specialist team on 020 3846 5271 or click here to email them.

 

Terms and Conditions
  • The offer of one month’s free insurance is open from 1st October 2021 to 31st December 2021.
  • To benefit from this offer you must ask for a quote either via the online proposal form or by calling us on 020 3846 5271 and referencing “One month free”.
  • The offer is open to customers who have not held a live policy with Lark Music for 12 months.
  • By entering your details in our form, you agree that Lark Music may contact you to provide you with a quote.
  • One month’s free insurance applies to the first year the policy is held only.
  • If a policy is taken out with us, the equivalent of one month’s discount will be applied to the related premium.
  • One month’s free insurance is only applicable through our online proposal form, not our online quote and buy facility.
  • Lark Music reserves the right to withdraw this offer at any time.