Insurance for musical instrument dealers, makers & restorers

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Specialist insurance for instrument dealers

As a dealer in musical instruments, you have a precise set of needs. At Lark Music, we are perfectly placed to tailor the right policy for you, offering the specialist insurance your instrument stock requires to give you and your customers peace of mind.

We understand the personal nature of your business and the unique challenges this presents when looking for cover. For example, you may need insurance that protects any instruments you’ve loaned to prospective buyers, instruments consigned to you by customers looking to sell, and customers’ instruments on premises that you need to repair. We can find you cover that caters for all these needs, supported by bespoke, personal service.

We know that alongside niche cover for your valuable instruments, you will still need core business covers such as public liability, business interruption and employers liability if you have staff. So our team can source you a commercial combined policy through Howden that partners with your specialist Dealers policy to give you full protection – letting you run your business in complete harmony.

Benefit from:

• Specialist cover for your instrument stock, including consigned items
• Protection for your clients’ instruments left on your premises
• Cover for all risks, including fire, flood, loss, theft and accidental damage
• Cover for instruments out on loan to potential buyers
• Personal service from an insightful, knowledgeable team
• A commercial combined policy from Howden, offering core business covers including Business Interruption, Public and Employers Liability, Goods in Transit, Legal Expenses, Cyber security and more.

Enjoy our signature service

When you devote your life to music, you need someone who understands that dedication. At Lark Music, we do. We’ll talk to you directly so we can assess the needs of your unique dealers and tailor your policy to give you perfectly pitched protection.

Simply call +44 330 008 4870 or click the button below
to get a quote and set up your bespoke policy


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