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  • About usAbout us

    We help all music lovers keep their instruments and equipment safe through specialist and flexible cover that leaves you free to play on, safe in the knowledge you’re protected.

    • Work with usWork with us

      There’s a way you can earn more money while offering virtuoso-standard service to your clients – and it’s simple. All you have to do is introduce your clients to Lark Music and, if they take out a policy, you earn 25% of our commission earnings.

    • Introducer tipsIntroducer tips

      How you position your relationship with Lark Music when you communicate with your clients and making the most of potential touch points to introduce us will help you generate more leads and boost your income.

  • Why choose us?Why choose us?

    We understand the diversity of the musical sector, so we cater for all musical instruments across every type of genre, whether you play music professionally or as a hobby.

  • Musical instrument insuranceMusical instrument insurance

    Music is made by people – but it’s your musical instrument that makes it possible. We can help you find the right music instrument insurance, whatever you play or own, so you can carry on making music in complete harmony.

    • String instrument insuranceString instrument insurance

      The string family is one of the most versatile and well-loved groups of instruments. So we make sure our string instrument insurance is just as flexible.

      • Cello insuranceCello insurance

        The cello is renowned for its rich and vibrant sound. We offer specialist insurance for cello players and owners that helps you take care of your instrument, whether you’re a virtuoso, complete beginner or somewhere in between.

      • Guitar insuranceGuitar insurance

        The guitar is one of the most popular musical instruments in the world, so we understand how much yours means to you. We can help protect your guitar with specialist cover that keeps it safe whether you’re playing at home or out on tour.

      • Harp insuranceHarp insurance

        Beautifully crafted and rarer than other members of the string family, your harp will need the right insurance to keep it safe when you play, teach or travel with it.

      • Violin insuranceViolin insurance

        At Lark Music, we understand that there are violins – and there are violins. So our specialist violin insurance is as versatile as the instrument itself.

    • Woodwind instrument insuranceWoodwind instrument insurance

      The woodwind family comes in all shapes and sizes, offering a rich variation in tone and style. Our woodwind instrument insurance takes care of them all.

      • Clarinet insuranceClarinet insurance

        Renowned for the scale and warmth of its sound, the clarinet is a staple instrument for so many styles of music, from blues to jazz to classical. Our cover is made to be just as versatile.

      • Flute insuranceFlute insurance

        The flute, with its silvery sound and agile range, is one of the most loved woodwind instruments. We can help protect your flute from damage, loss, theft and more.

         

      • Saxophone insuranceSaxophone insurance

        The saxophone’s instantly recognisable sound makes it a firm favourite with musicians across all genres. Our sax insurance is designed to keep your instrument safe.

    • Brass instrument insuranceBrass instrument insurance

      Brass instruments are incredibly versatile – lending themselves to all sorts of musical genres, from classical to jazz to funk and more. We can provide the right cover to keep your brass instrument protected, from trumpet to tuba.

      • Horn insuranceHorn insurance

        We provide horn insurance that keeps your instrument covered for any eventuality, with policies for French horns, flugel horns, baritones, euphoniums and more.

      • Trombone insuranceTrombone insurance

        The iconic trombone is a key part of any brass ensemble. We offer high quality trombone insurance that’s designed to protect this popular brass instrument.

         

      • Trumpet insuranceTrumpet insurance

        The trumpet is one of the world’s most ancient instruments, with a history spanning thousands of years. Today, we offer specialist trumpet insurance that’s designed to keep this well-loved instrument safe.

    • Keyboards and piano insuranceKeyboards and piano insurance

      The piano lends itself to all styles of music, so it’s no surprise it’s one of the most popular instruments in the world. Our specialist piano insurance covers all manner of piano, from a concert grand to a classic Fender Rhodes.

      • Keyboard insuranceKeyboard insurance

        Keyboards are a versatile and practical instrument – easier to transport than a piano and able to offer a multitude of sounds and settings. So it’s no surprise they’re so popular. But getting the right insurance is key.

      • Piano insurancePiano insurance

        Pianos are beautifully engineered and deliver so much variation in tone and style. But they can be an expensive investment, so it’s important you keep yours covered.

    • Drums insuranceDrums insurance

      Drums form the beating heart of so many types of music. We understand how it important it is to protect your kit, so we provide specialist drums insurance for all types of drummers and percussionists.

    • Electronic musical instrumentsElectronic musical instruments

      We know there’s a vast range of musical instruments designed for electronic music – and we can find you the cover you need.

    • Ensembles, bands and orchestra insuranceEnsembles, bands and orchestra insurance

      Music is collaborative – and playing with others is one of the most enjoyable experiences, from orchestras and bands to duos.

      • Orchestra members insuranceOrchestra members insurance

        We offer specialist musical insurance for individual orchestra players – so you don’t have to rely on a group policy to know you’re protected.

      • Concert band player insuranceConcert band player insurance

        Playing in a concert band is a lot of fun, but it’s important to make sure your instrument is protected – so if any accident happens in rehearsal, on stage, on tour or in transit, you know you can rely on getting your instrument fixed or replaced quickly and easily.

      • Brass band player insuranceBrass band player insurance

        The unmistakeable sound of a brass band explains why they’re so popular. We offer specialist brass instrument insurance for members of all types of brass band, from professional to amateur and youth.

    • Can’t find your instrument type?Can’t find your instrument type?

      We know that there are many more musical instruments than we’ve listed on our site, so don’t worry if you haven’t seen yours. We can still find you the musical instrument insurance you need.

  • Other insuranceOther insurance

    At Lark Music, we know there’s much more to music than the instrument you play. So we can find you the specialist insurance you need to keep yourself, your equipment and even your livelihood protected.

    • Equipment insuranceEquipment insurance

      Whatever equipment you use to make music, you need to keep it safe. Some, like DJ equipment, production equipment and PA systems, can be significant investments that could cost a lot to replace – let alone impacting your ability to perform.

      • DJ equipment insuranceDJ equipment insurance

        If you’re a professional on tour, a student perfecting your craft, or you’re just starting out behind the decks, we can help you find the right DJ equipment insurance.

      • Musical equipment insuranceMusical equipment insurance

        We know many performances are only made possible through gear such as PA systems, microphones, speakers, amplifiers and more. That’s why we offer comprehensive protection for all your musical gear, whatever your genre or standard.

    • Dealers, makers & restorersDealers, makers & restorers

      As a dealer in musical instruments, you have a precise set of needs. At Lark Music, we are perfectly placed to tailor the right policy for you, offering the specialist insurance your instrument stock requires to give you and your customers peace of mind.

    • CollectorsCollectors

      As a collector, you have a real passion for fine musical instruments. At Lark Music, we understand that your collection is not only highly valuable financially, but personally too. That’s why we offer the highest quality cover for your instruments alongside tailored personal support.

    • Musicians Public Liability insuranceMusicians Public Liability insurance

      Most musicians will play to an audience at some point. It could be how you make your living or it could be on a casual basis – but however and wherever you perform, you should make sure you’re protected from any potential claims.

  • Musical notes: news & updatesMusical notes: news & updates

    We share your passion for music and regularly interview musicians of all genres while covering a wide variety of musical topics, which we’re delighted to share with you here.

  • Make a claimMake a claim

    We know how distressing it can be if anything happens to your treasured musical instrument or equipment. Our aim is to get you playing again as quickly as possible, while offering the support you need during a difficult time.

  • Existing customersExisting customers

    We hope you’re happy with your Lark Music policy. Here you can manage, change, renew and claim on your cover.

  • Retrieve a quoteRetrieve a quote

    To retrieve your quote you will need to login to your account. When you originally generated your quote, an account was created for you using your email address.

  • Contact usContact us

    We aim to make it as easy as possible for you to get the musical instrument insurance you need, so you can concentrate on what matters most: making music.

For the
love of music

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Howden Insurance (Ireland) Limited trading as Lark Music is regulated by the Central Bank of Ireland. Howden Insurance (Ireland) Limited is authorised and regulated by the Financial Conduct Authority, No. 973308. Registered in Ireland under company registration number 338916. Registered Office: 48 Ringsend Road, Dublin 4, D04 EK2K, Ireland. Calls may be monitored and recorded for quality assurance purposes.
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