Percussion and Drums Insurance

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Lark Music provides specialist insurance for drummers and percussionists, ensuring you have cover that suits. So, you can get on with doing what you do best – playing music.

Whether it’s a 1970s Ludwig Vistalite, a vintage jazz kit from Gretsch or something more modern or eclectic, Lark Music has got you covered.

What our cover includes
  • Worldwide, domestic or premises only cover
  • No time restrictions on travel
  • All risks cover (fire, flood, loss, theft, accidental damage)
  • Depreciation in value following an accident
  • Cover whilst travelling (as long as the musical instrument is in a hard case)
  • Cover whilst at home
  • No claims discount of up to 20%

We also provide some optional extras

  • Cover against theft from an unattended vehicle, earthquake or climate conditions
  • Optional £2m or £5m Public Liability

Renting your instrument?

If you rent your instrument, you will more than likely be responsible for making sure that it is correctly insured. Lark Music can provide comprehensive cover for any rental instruments.

Why choose Lark Music?

Lark Music has been providing specialist music insurance across the world for over 25 years. We provide products to all audiences in music including musicians, orchestras, collectors and dealers. Our service benefits include:

  • A dedicated Account Handler – so one number to call
  • In-house Claims team to make the claims process as efficient as possible
  • Transactions in a choice of currencies (Sterling, Euro, US Dollar)
  • No claims discounts available (up to 20%)
  • Choice of repairer
Give us a call
+44 330 008 4870
Ready to get cover?

Did you know…

Drumming is commonly viewed as the root of all music. The oldest discovered drums made of elephant skin date back 37,000 years and were discovered buried in Antarctic ice, although archaeologists believe early drums may date back some 165,000 years.

Drums provide the beat, swing, rhythm or pulse and the first recognised kits appeared in the early 1900s, from iconic makes like Gretsch, Slingerland and Ludwig. The fusion of European and African culture, marching bands meeting syncopated rhythms led to ragtime, jazz, swing, rock ‘n’ roll and everything else that followed.

The most common percussion instruments in the modern orchestra include the timpani, xylophone, cymbals, triangle, snare drum, bass drum, tambourine, maracas, gongs, chimes and celesta, and a percussionist might be expected to play them all.

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