Close-up of a person playing a red electronic keyboard, showing hands pressing the keys.
Close-up of a person playing a red electronic keyboard, showing hands pressing the keys.

Electronic Musical Instruments

Our specialist electronic musical instrument insurance protects your instruments, cases, stands and accessories against accidental damage, loss and theft.

Get a quote
Policies from just £25 a year
No excess on musical instruments 1
Accidental damage, loss and theft
Dedicated UK claims and customer service teams
UK, Worldwide, or Premises only cover
Trusted by musicians, rated 4.8/5 on Trustpilot
Get a quote online in under 5 minutes
We pay 95% of all claims received 2

Protect Your Electronic Instruments with Specialist Insurance

Your electronic musical instruments are an important part of how you create and perform music. Whether you’re practising at home, producing music, studying, teaching, rehearsing or performing on stage, our specialist electronic musical instrument insurance gives you peace of mind by protecting your equipment from accidental damage, loss and theft.

What’s Covered with Lark Music Electronic Musical Instrument Insurance

Whether you make music for pleasure, perform professionally or travel with your electronic instruments, our insurance is designed to keep your equipment protected. From damage during rehearsals to theft while travelling, we cover the risks that matter most to electronic musicians. Leaving you free to focus on your music.

We understand how important every part of your setup is and provide insurance for electronic musical equipment including the following:

Synthesisers
Electronic keyboards
Electronic guitars
Electronic drum kits and drum pads
MIDI controllers
Cases and travel bags
Stands and pedals
Cables and power supplies
Amplifiers and speakers
Other associated musical equipment

Get a quote and buy your policy online in a few simple steps

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Worldwide Protection

Choose UK or Worldwide cover and tailor your policy to where your electronic instruments are played. With UK or Worldwide cover, your equipment is insured wherever your music takes you, with no time restrictions on travel.

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Accidental Damage

From knocks during rehearsals to damage while setting up for a performance, accidents can happen. Your policy covers accidental damage, helping you repair or replace your electronic musical instruments without the financial stress.

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Theft and Accidental Loss

Whether stolen from your home, a venue, rehearsal space or while travelling, your electronic musical instruments are protected against theft and accidental loss. Optional cover is also available for theft from an unattended vehicle.

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Depreciation after a repair

If your electronic musical instrument is damaged and professionally repaired, we’ll reimburse you for any permanent loss in its market value.

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Travel Protection

Your electronic musical instruments are covered while travelling in appropriate protective cases, whether you’re heading to lessons, rehearsals, concerts or international performances.

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Postage and Travel Costs covered

In the event of a claim, we’ll cover reasonable postage, courier and travel expenses for you to deliver and collect your electronic musical instruments from a repairer.

Lark Music’s electronic musical instrument insurance is designed for musicians who want simple, specialist protection. Whether you’re a student, teacher, producer, band member, session musician or professional performer, we offer flexible, cost-effective cover so you can create and perform with confidence.

Why Choose Lark Music

We’ve been protecting musical instruments and equipment for over 35 years. During that time, we’ve built a reputation musicians trust for tailored, specialist insurance. Read our reviews on Trustpilot to see why electronic musicians praise our swift, friendly service and flexible policy options.

Our bespoke approach supports everyone from professional performers and teachers to students, producers and hobby musicians.

OVER 35 YEARS EXPERIENCE
We’ve been providing cover for musical instruments and equipment for over 35 years.

FLEXIBLE COVER WITH OPTIONAL ADD-ONS
Choose the level of cover to suit your needs, with optional add-ons such as unattended vehicle cover, personal accident and public liability cover.

CHOOSE YOUR OWN REPAIRER
If you need to make a claim, you’re free to choose a repairer you trust – giving you confidence your electronic musical instruments are in safe hands.

WHEN IT COMES TO CLAIMS, WE PAY QUICKLY
We know being without your electronic musical instruments can affect lessons, rehearsals, recording sessions and performances. That’s why we aim to settle approved claims quickly by bank transfer.

WE COVER LOAN INSTRUMENT HIRE COSTS
If your electronic musical instrument is being repaired or replaced, we cover loan instrument hire costs – ensuring you never miss out on having an instrument to play.

14 DAYS TO CHANGE YOUR MIND
No cancellation fees and 14 days to change your mind after you buy your electronic musical instrument insurance policy – giving you total confidence and flexibility.

Public Liability and Personal Accident Cover for Electronic Musicians (Additional Cover Options)

When you’re performing, teaching or playing at events, the focus should be on your music, not what could go wrong. Public liability cover helps protect you if your playing or equipment causes injury or damage, while Personal Accident cover is there for you – offering financial support if an injury stops you performing.

Whether you’re playing at weddings, concerts, theatres, clubs, festivals, schools or private events, it’s about having the right protection in place, so you can continue performing with confidence.

Effortless Insurance

We believe insuring your electronic musical instruments should be quick and easy, so you can get back to practising, producing, teaching, rehearsing and performing.

Whether you’re playing at home, recording music, attending lessons, performing professionally or travelling internationally, our cost-effective electronic musical instrument insurance keeps your equipment protected at all times.

Get a quote and buy your policy online in just a few simple steps.

Simply call 0333 188 6582 or click the button below to get a quote and set up your bespoke policy
Hands playing a drum pad with the text
Hands playing a drum pad with the text
Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

• Hong Kong
• Singapore
• Israel
• Switzerland
• Korea
• USA

Latest news

1 No excess applies to Keynote insurance product only

2 95% claims payout rate based on claims between November 2024 and November 2025