Close-up of hands playing a wooden piano, with sheet music placed on the music stand.
Close-up of hands playing a wooden piano, with sheet music placed on the music stand.

Piano Insurance

Our specialist piano insurance protects your grand, upright, digital and all other types of pianos against accidental damage, loss and theft.

Get a quote
Policies from just £25 a year
Accidental damage, loss and theft
UK, Worldwide, or Premises only cover
Get a quote online in under 5 minutes
No excess on musical instruments 1
Dedicated UK claims and customer service teams
Trusted by musicians, rated 4.8/5 on Feefo
We pay 95% of all claims received

Protect Your Piano with Specialist Insurance

Our specialist piano insurance gives you peace of mind, protecting your instrument from accidental damage, loss and theft  whether it’s kept at home, used for teaching, played professionally or taken to performances.

What’s Covered with Lark Music Piano Insurance

Whether you play at home, teach students, perform live or travel with a stage piano, our insurance is designed to give you confidence that your instrument is fully protected. From accidental knocks to theft or loss, we cover the risks that matter most to musicians, so you can focus on playing, not worrying.

We understand the value of your piano and provide insurance for all types, including:

Grand pianos
Upright pianos
Digital pianos
Keyboards
Piano accessories (e.g., benches, stands)

Get a quote and buy your policy online in a few simple steps

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Cover for core risks

All our cover protects against fire, theft, flood and accidental damage.

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When we pay claims, we do it quickly

We know you won’t want to wait after a claim, so we settle the approved amount quickly by bank transfer.

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14 days to change your mind

We don’t charge any cancellation fees for the first 14 days after you buy.

Person sitting at a blue piano outdoors with potted plants on top, text overlay says
Person sitting at a blue piano outdoors with potted plants on top, text overlay says
Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

Hong Kong
Singapore
Israel
Switzerland
Korea
USA

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