A person adjusts controls on a DJ mixer and turntables setup outdoors, with trees and a white backdrop in the background.
A person adjusts controls on a DJ mixer and turntables setup outdoors, with trees and a white backdrop in the background.

DJ Insurance

Our specialist DJ insurance protects your decks, controllers, mixers, laptops and equipment against accidental damage, loss, theft and more.

Get a quote
Policies from just £25 a year
No excess on musical instruments 2
Accidental damage, loss and theft
Dedicated UK claims and customer service teams
UK, Worldwide, or Premises only cover
Trusted by musicians, rated 4.8/5 on Feefo
Get a quote online in under 5 minutes
We pay 95% of all claims received

Protect Your DJ Equipment with Specialist Insurance

Your DJ setup is the heart of your sound. Our specialist DJ insurance gives you peace of mind, protecting your equipment from accidental damage, loss and theft whether you’re practising at home, recording mixes, playing club nights or touring festivals.

What’s Covered with Lark Music DJ Insurance

Whether you DJ at home, perform in venues or travel internationally with your gear, our insurance is designed to keep you fully protected. From accidental damage during a set to theft on the road, we cover the risks that matter most to DJs. Leaving you to focus on the music.

We understand all the essential parts of your set-up and provide insurance for all your mobile DJ equipment including the following:

Monitor speakers
Mixer
Turntables
Headphones
Vinyl records
FX units and controllers
Laptop computer
DJ software
Cover core risks icon in black.

Worldwide Protection

Choose UK or Worldwide cover to insure your DJ equipment wherever your gigs take you, with no time limits on travel. If you don’t travel with your equipment, you can also choose Premises Only cover.

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Accidental Damage

From drinks spilt in the booth to knocks during setup or pack-down, accidents happen. Your policy covers accidental damage, helping you repair or replace your equipment without the financial stress.

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Theft and Accidental Loss

Whether stolen from your home, a venue or while travelling, your DJ gear is protected against theft and accidental loss. Optional cover is also available for theft from an unattended vehicle.

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Depreciation after a repair

If your equipment is damaged and professionally repaired, we’ll reimburse you for any permanent loss in its market value.

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Travel Protection

Your DJ equipment is covered while travelling in appropriate protective cases, whether you’re heading to local gigs, rehearsals or international tours.

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Postage and Travel Costs covered

In the event of a claim, we’ll cover reasonable postage, courier and travel expenses for you to deliver and collect your equipment from a repairer.

Lark Music’s DJ insurance keeps you on the beat. Designed for people who make music happen, by people who love music. Whether you’re a club resident, touring DJ, producer, or just starting out, we offer flexible, cost-effective, specialist cover so you can perform with confidence.

Get a quick quote and buy your policy online in just a few simple steps.

Get a quote and buy your policy online in a few simple steps

Why Choose Lark Music

We’ve been protecting musical instruments and equipment for over 35 years. During that time, we’ve built a reputation DJs trust for tailored, specialist insurance. Read our reviews on Feefo to see why musicians praise our swift, friendly service and flexible policy options.

Our bespoke approach supports everyone from professional touring DJs to producers, educators and collectors.

OVER 35 YEARS EXPERIENCE
We’ve been providing cover for musical instruments and equipment for over 35 years.
FLEXIBLE COVER WITH OPTIONAL ADD-ONS
Choose the level of cover to suit your needs, with optional add-ons such as unattended vehicle cover, personal accident and public liability cover.
CHOOSE YOUR OWN REPAIRER
If you need to make a claim, you’re free to choose a repairer you trust – giving you confidence your instrument is in safe hands.
WHEN IT COMES TO CLAIMS, WE PAY QUICKLY
We know downtime costs you gigs. That’s why we aim to settle approved claims quickly by bank transfer.
WE COVER LOAN INSTRUMENT HIRE COSTS
If your instrument is being repaired or replaced, we cover loan instrument hire costs – ensuring you never miss out on having an instrument to play.
14 DAYS TO CHANGE YOUR MIND
No cancellation fees and 14 days to change your mind after you buy your DJ insurance policy — giving you total confidence and flexibility.

Public Liability and Personal Accident Cover for DJs (Additional Cover Options)

When you’re behind the decks, the focus should be on the music, not what could go wrong. Public liability cover helps protect you if your setup causes injury or damage at a gig, while personal accident cover is there for you – offering financial support if an injury stops you performing. Whether you’re playing packed venues or private events, it’s about having the right protection in place, so you can keep the music going with confidence.

Effortless Insurance

We believe insuring your DJ equipment should be quick and easy, so you can get back to mixing, producing and performing.

Whether you’re gigging every weekend, recording at home or touring internationally, our cost-effective DJ insurance keeps your setup protected at all times.

Get a quote and buy your policy online in just a few simple steps.

Simply call 0333 188 6582 or click the button below to get a quote and set up your bespoke policy
A person stands at a DJ mixing console with a laptop, in a dimly lit environment with blue and orange lights. Text on image reads,
A person stands at a DJ mixing console with a laptop, in a dimly lit environment with blue and orange lights. Text on image reads,
Based outside of the UK or EU? We can still help

The love of music unites people throughout the world. That’s why we can also insure your DJ equipment if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians and DJs worldwide for many years and will be happy to help you find DJ equipment insurance cover that suits you. Simply fill in our online form and we’ll get back to you at a convenient time.

We can cover DJs in:

Hong Kong
Singapore
Israel
Switzerland
Korea
USA

DJ equipment insurance FAQs

Do I need to insure my DJ equipment?

Whether you’re an amateur DJ practising in your living room or a professional playing at gigs, you should protect your equipment. As it’s an integral part of your hobby or job, you need peace of mind when it comes to your DJ gear. So, we provide different levels of DJ equipment insurance cover to suit your needs so you can choose the policy that works for you.

How much does DJ deck insurance cost?

Your quote will depend on individual DJ equipment insurance companies and the level of cover you need. At Lark Music, we base our quotes on factors such as:

  • Specific equipment you want to insure
  • Country you need cover for
  • Value of your items
  • Any no-claims discount

What's covered with my DJ equipment insurance?

When you take out DJ gear insurance with us, you’ll be covered for core risks that include fire, theft, flood, and accidental damage. Our policy documents feature the specific details of our insurance.

Latest news

1 95% claims payout rate based on claims between November 2024 and November 2025


2 No excess applies to Keynote insurance product only