Close-up of violinists playing in an orchestra during a performance, focusing on their hands and instruments.
Close-up of violinists playing in an orchestra during a performance, focusing on their hands and instruments.

Concert Band Player Insurance

Our specialist concert band player insurance protects your instrument, case, stand and accessories against accidental damage, loss and theft.

Get a quote
Policies from just £25 a year
No excess on musical instruments 1
Accidental damage, loss and theft
Dedicated UK claims and customer service teams
UK, Worldwide, or Premises only cover
Trusted by musicians, rated 4.8/5 on Trustpilot
Get a quote online in under 5 minutes
We pay 95% of all claims received 2

Protect Your Instrument with Specialist Concert Band Insurance

Your instrument is an important part of playing in a concert band. Whether you’re practising at home, studying, teaching, rehearsing with your band or performing on stage, our specialist concert band player insurance gives you peace of mind by protecting your instrument from accidental damage, loss and theft.

What’s Covered with Lark Music Concert Band Player Insurance

Whether you play for pleasure, perform professionally or travel with your concert band, our insurance is designed to keep your instrument protected. From damage during rehearsals to theft while travelling, we cover the risks that matter most to concert band players. Leaving you free to focus on your music.

We understand how important every part of your instrument is and provide insurance for concert band instruments and equipment including the following:

Clarinets
Flutes
Saxophones
Trumpets
Trombones
French horns
Euphoniums and tubas
Percussion instruments
Mouthpieces, mutes and cases
Music stands and accessories

Get a quote and buy your policy online in a few simple steps

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Worldwide Protection

Choose UK or Worldwide cover and tailor your policy to where your instrument is played. With UK or Worldwide cover, your instrument is insured wherever your concert band takes you, with no time restrictions on travel.

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Accidental Damage

From knocks during rehearsals to damage while setting up for a performance, accidents can happen. Your policy covers accidental damage, helping you repair or replace your instrument without the financial stress.

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Theft and Accidental Loss

Whether stolen from your home, a venue, rehearsal space or while travelling, your instrument is protected against theft and accidental loss. Optional cover is also available for theft from an unattended vehicle.If your instrument is damaged and professionally repaired, we’ll reimburse you for any permanent loss in its market value.

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Depreciation after a repair

If your instrument is damaged and professionally repaired, we’ll reimburse you for any permanent loss in its market value.

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Travel Protection

Your instrument is covered while travelling in an appropriate protective case, whether you’re heading to lessons, rehearsals, concerts or international performances.

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Postage and Travel Costs covered

In the event of a claim, we’ll cover reasonable postage, courier and travel expenses for you to deliver and collect your instrument from a repairer.

Lark Music’s concert band player insurance is designed for musicians who want simple, specialist protection. Whether you’re a student, teacher, professional musician or member of a local concert band, we offer flexible, cost-effective cover so you can rehearse and perform with confidence.

Why Choose Lark Music

We’ve been protecting musical instruments and equipment for over 35 years. During that time, we’ve built a reputation musicians trust for tailored, specialist insurance. Read our reviews on Trustpilot to see why concert band players and musicians praise our swift, friendly service and flexible policy options.

Our bespoke approach supports everyone from professional performers and teachers to students and hobby musicians.

OVER 35 YEARS EXPERIENCE
We’ve been providing cover for musical instruments and equipment for over 35 years.

FLEXIBLE COVER WITH OPTIONAL ADD-ONS
Choose the level of cover to suit your needs, with optional add-ons such as unattended vehicle cover, personal accident and public liability cover.

CHOOSE YOUR OWN REPAIRER
If you need to make a claim, you’re free to choose a repairer you trust – giving you confidence your instrument is in safe hands.

WHEN IT COMES TO CLAIMS, WE PAY QUICKLY
We know being without your instrument can affect lessons, rehearsals and performances. That’s why we aim to settle approved claims quickly by bank transfer.

WE COVER LOAN INSTRUMENT HIRE COSTS
If your instrument is being repaired or replaced, we cover loan instrument hire costs – ensuring you never miss out on having an instrument to play.

14 DAYS TO CHANGE YOUR MIND
No cancellation fees and 14 days to change your mind after you buy your concert band player insurance policy – giving you total confidence and flexibility.

Public Liability and Personal Accident Cover for Concert Band Players (Additional Cover Options)

When you’re performing, teaching or playing at events, the focus should be on your music, not what could go wrong. Public liability cover helps protect you if your playing or equipment causes injury or damage, while Personal Accident cover is there for you – offering financial support if an injury stops you performing.

Whether you’re playing at concerts, theatres, festivals, schools, community events or private performances, it’s about having the right protection in place, so you can continue performing with confidence.

Effortless Insurance

We believe insuring your concert band instrument should be quick and easy, so you can get back to practising, teaching, rehearsing and performing.

Whether you’re playing with a local band, attending rehearsals, performing professionally or travelling internationally, our cost-effective concert band player insurance keeps your instrument protected at all times.

Get a quote and buy your policy online in just a few simple steps.

Simply call 0333 188 6582 or click the button below to get a quote and set up your bespoke policy
A person wearing a hat plays a trumpet with the text
A person wearing a hat plays a trumpet with the text
Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

Hong Kong
Singapore
Israel
Switzerland
Korea
USA

Latest news

1 No excess applies to Keynote insurance product only

2 95% claims payout rate based on claims between November 2024 and November 2025